C213 Tower no.2, International Infotech Park, Vashi, Navi Mumbai +91 9920839916 Info@loanbits.co.in

Documentation

Home Loan Documentation
Documentation

Documents Required for Home Loan

Ruloans in collaboration with India's Leading Banks and NBFCs offers you a range of Home Loans at attractive interest rates, flexible tenures, and easily affordable EMIs so that you can at last acquire a home that you envision without excessive debt burden.

Documents required for a Home Loan application are more or less the same, but may differ based on your Home Loan plan, the purpose of your loan, your individual credit profile, etc.

List of Documents Required for Home Loan
Identity Proof
  • Aadhaar Card
  • PAN
  • Voter ID
  • Passport
  • Driving License
Age Proof
  • Any of the above Identity Proof with Permanent Address
  • Birth Certificate
  • Bank Passbook
Residence or Address Proof
  • Electricity Bill
  • Telephone Bill
  • Post-Paid Mobile Phone Bill
  • Water Tax Receipt
  • Property Tax Receipt
  • LIC Policy Receipt
  • Recognized Public Authority Verification Letter
Property Documents
  • Sale Deed
  • Stamped Agreement of Sale
  • Allotment Letter
  • No Objection Certificate or NOC
  • Housing Society
  • Builder
  • Possession Certificate
  • Land Tax Receipt
  • Construction Cost Estimate
  • Bank Account Statement of Payment Made to Seller or Builder
  • Payment Receipt of Payment Made to Seller or Builder
  • Incase of resale property share certificate is required
  • Occupancy Certificate
Additional Documents

Additional Documents Required for Salaried and Self-Employed Individuals

Salaried Individuals
  • Form 16
  • Employee Identity Card
  • Employer's Certified Letter
  • Increment or Promotion letter
  • 3 Months Salary Slip
  • 6 Month Bank Account Statement
Self-Employed Individuals
  • Duration of Employment Evidence
    • Appointment Letter
    • Confirmation Letter
    • Promotion Letter
    • Increment Letter
  • 3 Years IT Returns

Home Loan

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LoanBits Financial Solution LLP,
C213 Tower no.2, Vashi Stations, International Infotech Park, Vashi, Navi Mumbai - 400703. Maharashtra India

Info@loanbits.co.in sachin.patil@loanbits.co.in

9920839916 / 8779962592

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